| ACCOUNT
TYPE |
TERMS |
*APR
/ APY |
| Savings
Accounts |
$1.00 Membership
Fee
$25.00 Minimum Balance Required
|
1.75%
/ 1.76% |
| |
| Checking
Accounts |
$7.50
Monthly Fee if
Balance Falls Below $300.00 |
|
| **Direct
Deposit, Pre-Authorized Debits and ATM Access Available** |
|
IRA
Retirement Account (Effective 1-1-2008) |
No
Maintenance Fees or
Credit Union Penalties Apply |
3.35%
/ 3.40% |
| **ROTH
IRA's and Educational IRA's Also Available** |
|
| Certificates
of Deposit |
6
Months |
2.75%
/ 2.78% |
| |
12
Months |
2.50%
/ 2.53% |
| |
24
Months |
2.50%
/ 2.53% |
| $1,000.00
Minimum Investment Required. Early Withdrawal Penalty Imposed |
|
|
*Rates are
Subject to change
*APR is Annual
Percentage Rate
|
|